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What does an emergency room visit cost?

You get in a car accident and get rushed to the emergency room. On the way there, all you can think about is just how much this is going to cost. However, you're not sure of the specifics; you just know it's expensive. How much are you looking at?

It depends on a whole host of factors. The first is your insurance or lack thereof. If you do have it, you may just have to cover the co-pay. This usually runs between $50 and $100. You may then have to pay more if you have not met your deductible.

Let's say that you do not have an insurance plan, however. Then the cost could be as low as $150, but it could also be as high as $3,000. It depends just how badly you got hurt and what types of services you need.

If you are in critical condition -- in which case you're probably not thinking about the cost at all -- then you could end up paying as much as $20,000. Many people wind up with so much debt that they can never get out from under it.

Ambulance fees also come into play. That ride to the hospital could cost you $1,000 or more, and that's even without the rest of the ER costs.

It's impossible to predict exactly what your visit will cost, but the main thing you should take away from it is this: An ER visit is expensive. Treatment after a car accident is expensive. You don't deserve that debt if someone else caused the crash, and you need to know how to seek compensation.

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